Privacy Policy

This statement discloses the privacy practices for the cbcco.com website. Coordinated Benefits Company, LLC has created this Privacy Policy to demonstrate our firm commitment to protecting user privacy and sensitive user information.

If you have any questions or concerns regarding this statement, you should first contact:

Monica Spradling
Coordinated Benefits Company, LLC
923 Plum Grove Road, Suite C
Schaumburg, Illinois 60173-5152
847-605-1200, extension 0025

If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, please let us know. We will do our best to answer your questions.

Information This Site Gathers About You
Coordinated Benefits Company, LLC places great importance on visitor privacy and security. We do not require site registration by visitors and we do not pass personal information about individual users to any third party without your prior knowledge and consent.

Use Of This Information
Coordinated Benefits Company, LLC uses the information voluntarily given by our users to enhance their experience on our site. No individual information will be shared with any third parties without your consent.

With Whom We Share The Information
Information collected during your visit to cbcco.com and to our corporate information pages is used by Coordinated Benefits Company, LLC, a Rippinger Financial Group Company and related entities. We maintain strict security over all the information you share with us and use this information to support your relationship with us and improve your experience on cbcco.com.

We may share information with trusted service providers who provide specific services and/or administer activities offered at our site. We may make registration records and log files available on a confidential basis to third-party auditors, to data storage firms, or to select measurement and analysis firms. These parties do not use or otherwise disclose any information except for the purpose of providing the services or administering the activities on our behalf.

We do not sell or rent personally identifiable information.

Ads And Cookie Technology
A cookie is a very small file sent to your Web browser by a site's server which allows more efficient information processing. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Cookies do not obtain information from your hard drive without your consent, destroy files, or send you viruses. Cookies basically avoid duplication of information and advertising. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, he or she may still use our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.

"Powered by" Sites
Cbcco.com’s term life insurance quoting is "powered by" Internet Pipeline. Internet Pipeline receives no information about the individual user other than log file information. cbcco.com sends no individual or personally identifiable information to Internet Pipeline.  Cbcco.com may share aggregate information (i.e., traffic counts) with Internet Pipeline to assist in providing this service, as described above.

Registration Material
Although registration is not required to use our site, it is encouraged.  Our site's registration form asks users to give us contact information, name, company, address, phone, and e-mail.  Brokers are required to provide state license numbers and must fax or mail us a copy of their license before any quotes are provided and full access is granted. 

E-Mail Address Privacy
Cbcco.com receives many e-mail messages from our readers. We do not sell or otherwise release the names or e-mail addresses of users who write to the site. Your correspondence with us remains private.

Company Information
When you as a company representative request information from our site, we ask that you give us your company name, address, and phone number. We use this information only to contact you with information you have requested; we do not release the names or addresses of those who request information.

Site Security Measures
Personally identifiable information collected by cookies and site-analysis tools are stored in electronic logs behind our firewall but are not sold and can be accessed only by approved Rippinger Financial Group staff through password-protected administration sites. All Rippinger Financial Group employees are made aware of security practices through regular training and conferences. Website security is reviewed quarterly by Rippinger Financial Group management.

Opt-Out Procedures
Coordinated Benefits Company, LLC provides users the opportunity to opt-out of receiving communications from us, or to change and modify information previously provided. You can send e-mail to info@cbcco.com in order to opt-out of future communications or to modify existing information.

Changes To Coordinated Benefits Company, LLC’s Privacy Policy
If we decide to change our privacy policy, we will post those changes on our homepage so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we would notify users by way of e-mail. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

Delete/Deactivate Policy
Users may unsubscribe to any of our electronic newsletters at any time by following the instructions contained at the end of every newsletter.

Links To Other Sites
This site may contain links to other sites. Please be aware that Coordinated Benefits Company, LLC is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.

Corrections Or Contacting the Site Administrator
If you have any questions about this privacy statement or the practices of this site, or if you have corrections to the information that you have provided cbcco.com, you can contact:

System Administrator
Coordinated Benefits Company, LLC
923 Plum Grove Road, Suite C
Schaumburg, Illinois 60173-5152
Email: info@cbcco.com

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